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How To Get A Bonded Title in Indiana

  • 3 min read

If you are an Indiana resident, a bonded title can be an effective way to recover your vehicle title if you don’t have sufficient evidence of ownership.

What is a bonded title?

A bonded title is a type of title recovery method that requires the purchase of a surety bond, also known as a vehicle title bond, to secure the ownership of the vehicle. This is because, in order to receive a bonded title, you must have a major lack of proper documentation. The DMV in your state is essentially taking your word that you are the owner of the vehicle. The vehicle title bond provides security for the DMV to assign ownership in the event that there is an ownership discrepancy after the bonded title is issued.

How to get a bonded title in Indiana

Before beginning your bonded title process, make sure that your vehicle meets the eligibility for a bonded title.

Vehicle requirements for a bonded title in Indiana

  • The vehicle is operable
  • The vehicle does not have any liens or security interests
  • The vehicle was not stolen
  • The vehicle is valued at less than $5,000 according to the NADA average retail or clean retail value
  • The applicant is a resident of Indiana

How to apply for a bonded title in Indiana

If your vehicle meets the eligibility requirements of an Indiana bonded title, begin the application process by obtaining the Indiana Affidavit of Ownership packet.

Indiana Affidavit of Ownership packet

Complete in its entirety the Indiana Affidavit of Ownership packet. The documents in this packet include:

  • Affidavit Of Ownership Checklist
  • Application For Certificate Of Title For A Vehicle
  • Affidavit Of Ownership For A Vehicle
  • Bill Of Sale
  • Odometer Disclosure Statement
  • Physical Inspection Of A Vehicle Or Watercraft
  • Collection Of Payment Information

Seller contact

Before proceeding with the bonded title application, you must first attempt to get the original title from the seller or lienholder. Send each of these parties a letter via certified mail requesting the signed title. If they do not respond, keep the original unopened letters for later documentation.

Written statement

A written statement is required for you to explain how the vehicle came into your possession. This letter should state the seller, the date of the transaction, the purchase price, and vehicle information. This written statement must be notarized. If you already have a notarized bill of sale, you may skip this step.

Document submission

Collect all documents listed and related to the ownership of the vehicle, including a photocopy of your driver’s license. Submit your documents to the Indiana Bureau of Motor Vehicles Central Office Title Processing for approval. The Indiana BMV will direct you on how to proceed after submission.

To learn more about Indiana’s special title circumstances and affidavit of ownership, check out their website here. takes the hassle out of applying for a title for your vehicle. Their team of title experts can help prepare your paperwork for your Indiana bonded title or any other title recovery method provided.